Since January 2009, Canadians have been able to use a Tax-Free Savings Account (TFSA) as part of their personal financial planning. Introduced in the February 2008 Federal Budget, the new TFSA could radically alter the way Canadians save for the future and manage their investments. Over the balance of 2008, there was a great deal of speculation about how much and how Canadians might use this new program. The Consumers Council of Canadas research investigated and evaluated the early patterns of TFSA usage among Canadian consumers.
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